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This blog is about frugality and alternative ways of making money such as mystery shopping. I try to live well on a relatively modest income.

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Arrow offers unique investment strategies designed to meet a diverse range of investor needs. We provide active management to generate attractive returns while mitigating downside risk.

Since May 2015 the Babel-University project website has been down. Since then I have received a lot of emails from project supporters , So I've set up this page to provide some answers. What happened? The short answer is that my savings account went dry and I couldn't afford to keep the server up and running. The longer answer starts in March of 2013, when my wife and I made the decision to move back to the United States. As many of you may know, My wife is a Japanese national and we have two sons. Since both our boys were born in Japan, we wanted to return to the United States for a few years so that they could experience western culture. So we started my wife's visa application and began saving for our trip back to the states. Since my position at the Board of Education was based on an annual contract and we intended to move back to the U.S. mid 2014, I had to resign from my position in March of that year. Unfortunately the visa application process took far longer and cost far more than we had anticipated (15 months and $6000 USD to be exact). Although in March of 2015, we'd made it to the last stage of the visa application process, we were informed that since my income for the last three years was location dependent, unless I could show that I had more than $75,000 USD in savings, they couldn't approve my wife's visa. Since we'd been living off of our savings since my resignation and $75,000 was more than three times my annual income as a teacher, we abandoned our plans and hunkered down here in Japan. I had hoped that the Babel-University project would be able to sustain enough sales to pay for the dedicated server on which it was running. Due to security issues related to shared hosting, one of the requirements to be included in the Joomla Extensions Directory (JED) is that you host your download site on a dedicated server. However in January when I announced the development of Babel-U-Exams 2.0, sales flat lined and in May, I had to cancel my server subscription. Is the project dead? Although the Babel-University site is offline and I can't offer download access to the extension at the moment, I would like to revive the project, but before I can do that, I need to get back on my feet and figure out how to make it sustainable. I'm using Babel-U-Extension, what should I do now? If you are currently running a live site using Babel-U-Extensions, then you have a few options. Option One: Migrate The first option is to migrate to an alternative solution. I know there are several other extensions that offer similar functionality, so finding an alternative shouldn't be difficult. However migrating the database to a different extension isn't going to be easy. You'll need to either have a very strong mastery of SQL or hire a database administrator to handle the migration process. Option Two: Start Over If you don't mind losing the exam data you have, then you can always start over with an alternative extension. This is the most cost effective option, but it does require that you manually import exams and questions into whatever extension you choose. Option Three: Maintain it in-house The third option is to maintain the system in-house. I've worked very hard to insure that the code in all Babel-U-Extensions is clean, stable and well documented. So any proficient PHP developer that has experience with the Joomla CMS should be able work with the code. Option Four: Hire me (Highly Recommended) Truthfully I'm between a rock and a hard spot at the moment. The Babel-University project was how I established my credibility as a web developer, so since the site went down, my freelance income is hit and miss. Although I've been looking for something here in Japan, living in the boondocks limits the opportunities I have. So if you plan on sticking with Babel-U-Extensions then I'd be grateful for the opportunity to work with you. Contact Me

A Really Simple Way to go into eCommerce in Nigeria. You can sell our vendors' products for a commission or list your products for our agents and partners to sell for a commmission

A retirement & investing blog that is dedicated to helping you improve your finances when it comes to alternative investments strategies like precious metals, infinite banking, peer 2 peer lending, and more.

home. If you are tired of working for a living and you want to become your own boss then this is the best alternative to use to build serious income starting

How to create and use a budget, how to get out of debt, how to create a credit history, how to earn money on the side, how to record freelance income,

A Christian homemaking blog that encourages women to pursue grace-filled, natural living in mothering, cooking, alternative health, and living on a low income.

Yield Hunting: alternative income investing dedicated to income investors searching for yield without the high risk of the equity market.

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The growth in family income inequality in the U.S. has affected educational opportunities for children from low-income families. Professors Greg Duncan and Richard Murnane identify effective alternative strategies for improving the life chances for these children.

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UBIT Professional specializes in Unrelated Business Income Tax for IRAs and other tax-advantaged retirement accounts investing in alternative assets.

Learn how to trade the stock market with our tutorials. We also help find a suitable broker for your needs.

We are a leading online income based website setup service offering support and web hosting for all our services. We support Amazon Affiliates, Drop Shipping, Online Dating, and much more.

Searchable database of work from home opportunities including telecommuting, freelance and home based business/entrepreneur.

Let Gbenga Akinwole mentor you on how to make money online from home InNigeria and create alternative income

TerraCom is your affordable alternative to great home phone service. We maintain the highest quality customer service you deserve. We support Lifeline and Link-Up government supported programs.

Finding and securing a job after college is hard in today's beaten down economy. Learn how to seek alternative income sources!

The complete traffic site for your business growth with directory, link exchange, autoresponder, banner, advert and text exchange opportunities. especially advertisers and website publishers.

Oil Company involved with buying and selling oil wells

Paytronage provides income share agreements to students as an alternative to student loans. With an income share agreement, you receive capital for college in exchange for a set percentage of your income for a fixed period of time.

GSA is a full service accounting firm specialized in international tax and business consulting

AB Microfinance Bank Nigeria is a foreign-owned financial institution, based in Lagos state, which offers a broad range of financial services to micro, small and medium-sized enterprises (MSMEs) and other clients in the lower income strata.

At Cortland Credit we focus on non-traditional alternative fixed income strategies. Through our short-term private debt strategies, we aim to provide superior risk-adjusted returns.

PVE Capital LLP is a specialist alternative investment manager in credit and fixed income markets.

We are a leader in supplying mutual fund information, analysis, and commentary on African mutual funds. We provide reliable fund data and ratings information

W. P. Carey Inc. (NYSE: WPC) is a leading global net-lease REIT that provides long-term sale-leaseback and build-to-suit financing solutions for companies worldwide.

Work on development of stable economy, sustainable business and transition into a better and happier world, within which Crom Alternative Currency System functions as a worth appraisal and exchange system.

Parkit Enterprise Inc. is an alternative real estate investment firm focused on income-producing parking facilities in the United States.

WestStein Prepaid Mastercard - smart alternative to a bank card. Order now and take control of your costs – without credit history check or proof of income.

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Four Peaks -A NEW ALTERNATIVE TO WALL STREET DISCOVER THE WORLD OF ONCE-UNATTAINABLE PRIVATE INVESTMENTS

The NCPA is a nonprofit think tank. Since 1983, our ideas have promoted liberty, personal responsibility, and the power of the free market.

French Tax Online: helping English speaking persons to fill in online French tax declaration forms. An easy and secure alternative to properly prepare French declarations: income tax, leaseback VAT returns...

Discover How To Make Money Fast With A New Business Opportunity That Puts $5000 In Your Pocket Every Month Using Business Cards ...

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prosperlyway was created by an experienced finance professional who noticed that even his colleagues were confused about their own financial situation. It became his goal to educate, inspire, and help others create alternative income streams, gain more independence and flexibility, and improve their lifestyle.

Feeduciary is an independent and privately held company with a singular focus on connecting fee conscious investors seeking investment advice with fee-based financial advisors seeking new clients.

Sunday Friends is a nonprofit organization that empowers families in need to break the cycle of poverty. Operating in San Jose, California, Sunday Friends has been providing the working alternative to charity since 1997.

FundProfiler - Search over 23000 investment funds including Mutual Funds, ETF's (Exchange Traded Funds) and Equities. Analysis on Performance, Top holdings, Allocations, Investment style, Risk Metrics and more.

KKR Alternative Corporate Opportunities Fund and KKR Alternative High Yield Fund seek to generate an attractive total return for our investors consisting of a high level of current income and capital appreciation.

We research business opportunities which may be started with limited capital, often part-time. Some opportunities have been around for years, some are new ideas. We research the potential and produce a monthly report which typically covers 5 such businesses.