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Valley First Credit Union is a not-for-profit financial cooperative that is owned by our members. You are eligible for membership with Valley First Credit Union if you live, regularly work, regularly worship or attend school in Fresno, Madera, Mariposa, Merced, San Joaquin, Stanislaus or Tuolumne County, if you are employed with an employer group specifically listed in the credit union's field of membership, or are an immediate family member of a Valley First Credit Union member.